Swedish finance AI partner

Autonomous finance ops
for Swedish SMEs.

Six specialized agents that read your invoices, reconcile your bank, file your Moms, and forecast cash — orchestrated by Gemini over Pub/Sub, audited row-by-row.

Book a 30-min demo ALJS See the six agents

001 who we are

ReconFlow gives Swedish startups, SMEs and growing teams an AI financial co-pilot that turns plain-language requests into coordinated, auditable workflows for accounting, tax and forecasting.

0 Specialized agents

0% Auto-match rate

0h/mo Saved per finance lead

0% Audit-logged actions

002 values

Why Swedish finance teams pick ReconFlow.

Not another generic AI agent platform. Built ground-up around Moms, bolagsskatt, arbetsgivaravgifter, and the Swedish banking rhythm — with row-level security from day one.

Swedish tax, native

Moms periods, bolagsskatt prepayments, arbetsgivaravgifter — the agents reason in SEK and Skatteverket calendars, not in Anglosphere defaults you have to patch around.

Multi-agent, one orchestrator

A Gemini-planned FastAPI orchestrator decomposes each request into subtasks, fans them out over Pub/Sub to specialized agents, then synthesizes one executive answer.

Scale-to-zero, SME-priced

Six agents on Cloud Run that idle at zero cost and spin up on demand. Enterprise multi-agent architecture sized for an SME P&L — pay only on actual usage.

003 capabilities

Six agents. One synthesized answer.

You ask in plain Swedish or English. The orchestrator decomposes, fans out to the specialists below, and returns a board-ready summary with a verifiable audit trail.

AGENT_01 Invoice parsing agent Gemini Vision Gmail MCP PDF

Watches the inbox over Gmail MCP, opens any attached PDF, and uses Gemini 2.5 Pro vision to extract vendor, line items, VAT split, currency and due date — even from photographed receipts and Swedish-language invoices with non-standard layouts.

Vision-based field extraction (≥98% F1)
Auto-classifies Moms rate (25 / 12 / 6 / 0%)
Multi-currency with SEK conversion
Confidence score per field

AGENT_02 Bank reconciliation agent Fuzzy matching Auto-threshold

Pulls bank feeds and matches transactions to invoices using a multi-signal score across amount, vendor, currency and date. Above the configured threshold it auto-clears; below it, it queues for one-click human approval with the candidates ranked.

Amount × vendor × date × currency scoring
Configurable auto-match threshold
Split and partial payment handling

AGENT_03 Swedish tax compliance agent Moms Bolagsskatt Arbetsgivaravgifter

Tracks every Skatteverket obligation on your calendar — VAT periods, F-skatt prepayments, employer contributions on payroll, year-end bolagsskatt — and produces filing-ready summaries with the exact field mappings expected by the tax authority.

Moms quarterly / monthly / yearly periods
Arbetsgivaravgifter on each lönekörning
Auto-reminder 14 days before deadline

AGENT_04 Cash-flow forecasting agent 3 scenarios 13-week

Projects 13-week cash position under three scenarios — base, slow-pay, growth — by combining open invoices, recurring obligations, payroll, tax liabilities, and historic seasonality. Updates live as the other agents post new data.

Base / slow-pay / growth scenarios
Runway weeks at current burn
Seasonal adjustment from historical data

AGENT_05 P&L reporting agent Cost centers Variance

Generates monthly and quarterly P&L in BAS-aligned categories, with variance vs. budget and prior-period commentary written by the LLM — board-ready in seconds, with a click-through to every supporting transaction.

BAS-aligned chart of accounts
LLM-written variance commentary
Drill-down to source documents

AGENT_06 Threshold alerting agent Slack Email Webhook

You define rules in plain language — "ping me if a vendor invoice over 50 000 SEK is parsed", "alert if forecast runway drops below 8 weeks" — and the agent watches every event the other five emit, pinging the channel of your choice.

Natural-language rule definition
Slack / email / generic webhook sinks
Quiet hours and severity tiers

Not sure which agent unlocks the biggest hour saved this quarter?

Book a 30-minute workflow audit. We'll trace one of your real month-end close steps end-to-end and show you, agent-by-agent, where ReconFlow takes minutes off the clock.

Schedule a session

Your data. Protected. Always.

End-to-end encryption

Supabase row-level security

Immutable audit log

EU region · GDPR aligned

004 process

How we work

A proven onboarding path that turns your month-end close into coordinated, auditable agent workflows — efficiently and with Swedish compliance built in.

Discovery & close audit

We sit with your finance lead, trace one real month-end close, and rank workflows by hours saved per krona of spend.

Automation blueprint

A one-page architecture: which agents you turn on first, what triggers them, and the KPIs we measure in week eight.

Build & integration

We provision Cloud Run, wire Gmail MCP, your bank feed, Fortnox or Visma, and load three months of history for context.

Shadow run & tuning

For two weeks every agent proposes and you approve. We tune thresholds until agents agree with finance on 95%+ of decisions.

Go live & scale

Agents flip to autonomous with human review on exceptions. Monthly health reviews and new rules as you grow.

005 case studies

What ReconFlow has shipped.

Three workflows, three Swedish SMEs, three honest before/after metrics. Names anonymized at customer request.

Stylized scene of an invoice document being scanned and parsed by an AI vision agent

SAAS · 28 PEOPLE

Inbox → ledger in 90 seconds

Stockholm SaaS company processing ~600 vendor invoices a month, mostly arriving as PDF attachments to a shared finance inbox. The invoice agent now reads, classifies, and posts to Fortnox without human touch on the clean cases.

98%Touchless

−92%Manual entry

90sMedian time

Two streams of glowing financial data flowing toward each other and meeting in a matched-pair hub

E-COMMERCE · 14 PEOPLE

Bank reconciliation without the spreadsheet

Göteborg DTC brand with three SEB and Swedbank accounts, multi-currency Stripe payouts, and split payments. The reconciliation agent collapsed a four-day month-end ritual into a 90-minute review.

+97%Auto-match

−96%Close time

3Banks unified

A floating glowing calendar over a faint Stockholm skyline, with three forecast curves rising into the distance

AGENCY · 42 PEOPLE

Tax-aware cash forecasting

Malmö creative agency with seasonal payroll spikes and quarterly Moms periods. Forecasting agent now flags runway compression three months before it bites — and tax agent files Moms zero-touch.

13wkLive horizon

0Late filings

3×Forecast scenarios

006 integrations

Plugs into the Swedish finance stack.

Native connectors for the ERPs, banks and authorities your team already lives in. New connectors added on request as part of every plan.

Fortnox Visma eEkonomi Björn Lundén SEB Swedbank Handelsbanken Nordea Skatteverket Bolagsverket Swish Företag

Gemini 2.5 Pro Vertex AI Anthropic Claude OpenAI Cloud Run Pub/Sub Supabase Redis FastAPI Terraform

Gmail MCP Google Calendar MCP Slack Microsoft Teams Notion Linear Stripe HubSpot Pipedrive Custom webhook

Run inside your own Google Cloud project on request — your data never leaves your tenant, your audit log never leaves your control.

007 what they're saying

Voices from Swedish finance teams.

A mix of CFOs, controllers, and founders who handed their close to ReconFlow. Customer names redacted where requested.

We replaced a four-day reconciliation ritual with a 90-minute review on Monday morning. The shadow-run period was the part that sold our controller — she watched it for two weeks and only nudged it twice.

Anna L.

CFO · DTC brand, Göteborg

Reconciliation agent · live 7 months

First Moms period we filed through ReconFlow, the tax agent caught two misclassified line items the audit firm had missed the previous quarter. Paid back the year of subscription in one filing.

Johan S.

Founder · SaaS, Stockholm

Tax agent · live 4 months

The thing that made me confident enough to flip the agents from shadow to autonomous was the audit log. Every action ReconFlow takes — what it read, why it decided, who approved — is one click away. My auditor was happier than me.

Erik M.

Controller · Agency, Malmö

All six agents · live 11 months

The forecasting agent flagged a runway problem in week three — three weeks before our existing spreadsheet model would have caught it. That was the moment I stopped maintaining the spreadsheet.

Maja K.

Operations lead · E-commerce, Uppsala

Forecast agent · live 3 months

We had looked at three of the bigger English-language platforms before ReconFlow. None of them understood arbetsgivaravgifter without us building wrappers. ReconFlow ships with it baked in.

Peter B.

Head of Finance · Industrial SME, Linköping

Tax + payroll agents · live 6 months

Scale-to-zero pricing is the part I'd flag for any SME considering this. Our quietest month last year cost less than a single hour of accountant time. That kind of economics doesn't exist with the enterprise tools.

Sara L.

CEO · B2B SaaS, Stockholm

Starter plan · live 9 months

008 pricing

Pay only when an agent runs.

Every plan includes the orchestrator, all six agents, audit log, and EU-region hosting. You pick the volume tier; we never charge for idle.

Starter

For finance leads at companies under 15 people running their first AI workflow.

2 4902 116 SEK / month

What's included

Up to 3 agents enabled
500 agent runs / month
Gmail MCP + 1 ERP connector
Audit log · EU region

Start with Starter

Not sure which plan fits your close?

Book a 30-min audit. We'll point you at the right tier given your invoice volume, entities and bank setup — even if it isn't ours.

Book a free consultation

009 team

The people behind ReconFlow.

Founded in Stockholm by a small team of ex-fintech and ex-cloud engineers. We use ReconFlow on our own books.

Founder placeholder

CEO & co-founder

Founder placeholder

CTO & co-founder

Founding engineer

Agent infrastructure

Open role

Swedish tax engineer

010 FAQs

Common questions.

Can't find what you're looking for? Email hello@reconflow.se and we'll write back the same day.

01 How long does implementation take?

Most Starter teams are live within 7–10 working days from contract: 1 day discovery, 2 days connectors, 3–5 days shadow-run tuning, then go-live. Scale and Enterprise typically run 2–4 weeks, with multi-entity Enterprise setups taking 4–6 weeks for the historical data migration.

02 Do we need technical staff to run ReconFlow?

No. The agents are operated by your finance lead through plain-language commands and a simple web UI. Our team handles all infrastructure, deploys, monitoring and upgrades. If you want to self-host on your own Google Cloud project (Enterprise plan), we provide a Terraform module.

03 Where does our data live?

All ReconFlow infrastructure runs in EU regions on Google Cloud (default europe-north1, Finland). Data is stored in Supabase Postgres with company-level row-level security; nothing is ever shared cross-customer. Vertex AI model calls are EU-routed and not used for model training. Enterprise customers can choose their own GCP project — data never leaves your tenant.

04 Is ReconFlow Bokföringslagen compliant?

ReconFlow doesn't replace your bookkeeping system — it sits in front of it. Source documents stay in your ERP (Fortnox / Visma / etc.) where they're already retained under the seven-year Bokföringslagen rule. ReconFlow's immutable audit log adds an extra layer of decision provenance on top, useful for both internal control and external audit.

05 What kind of ROI should we expect?

For most SMEs with 200+ vendor invoices per month, ReconFlow recovers between 25 and 45 hours per month of finance-team time within the first quarter — net of the platform fee, that's usually payback in 4–8 weeks. Companies running the tax agent typically see a second payback in the first Moms or bolagsskatt filing through caught misclassifications.

06 Can we keep a human in the loop?

Yes — every agent supports four modes: shadow (proposes, doesn't act), advisory (acts after human approval), autonomous-with-review (acts immediately, surfaces for review), and fully autonomous. You can mix modes per agent and per amount threshold (e.g., autonomous under 10 000 SEK, advisory above).

Stop chasing reconciliations. Start running.

Your competitors' close is getting faster, cheaper, and more auditable every quarter. Theirs runs on agents. Yours can too.

Book a 30-min demo Read the agent docs